Skip to content
John KurtzCharlotte · NC

View all 47 photos →

Nebo · Nebo, NC

293 Bear Cliff Drive

Nebo, NC · 4,005 sqft

$1,199,000

Reduced from $1,345,900

  • 3Beds
  • 3.5Baths
  • 4,005SqFt
  • 2008Year
  • 74Days on market

About this home

Private Mountain-View Retreat — Turnkey & Ready for Summer 2026

Lake James is coming alive for summer, and this home is ready for you to enjoy now.

The owned 12 kW solar array offsets approximately 85% of annual electricity usage, and may deliver up to $3,000 per year in savings every year while keeping the home comfortable in all seasons.

Your own private haven above Lake James sits on 2.13 wooded acres in the gated Bear Cliff community, offering long-range mountain views, mature trees, and the rare privacy of bordering protected federal land. Thoughtful upgrades throughout the property make everyday living easy and low-maintenance, with modern systems designed for comfort, reliability, and year-round efficiency.

A circular concrete driveway and native landscaping create a welcoming arrival, leading to multiple outdoor living spaces designed for year-round enjoyment. The wraparound deck, screened porch, and quiet seating areas offer peaceful places to take in long-range mountain and winter views—ideal for morning coffee, evening sunsets, or relaxing after a day on Lake James.

Inside, the home offers true single-level living with bright, open rooms and hardwood floors throughout. The chef’s kitchen features a Wolf gas cooktop, Café double oven, Sub-Zero refrigerator, island, and stainless appliances—an ideal setup for cooking, entertaining, or hosting family gatherings. The primary suite includes heated floors and a custom walk-in closet, while additional spaces such as the great room, dining room, breakfast area, office, media room, recreation room, and utility room provide flexibility for work, relaxation, and guests.

Behind the scenes, the property is engineered for comfort, efficiency, and long-term resilience. Systems include an owned solar array, whole-home generator, dual underground 500-gallon propane tanks, tankless water heater, radiant floor heating, heat pump, underground power, engineered drainage, lightning protection, well water, septic, and remote monitoring for key utilities. Together, these features deliver year-round reliability, reduced operating costs, and a level of infrastructure rarely found in Lake James homes.

The lower level adds a 500-bottle wine cellar and a large workshop with a roll-up door, ideal for tools, projects, or storage. An oversized concrete pad provides dedicated RV and boat parking.

Whether you’re spending the day on Lake James, exploring Pisgah National Forest, or relaxing on the deck, this home offers a private, comfortable, and well-designed retreat with modern systems that support a peaceful mountain lifestyle. Seller is flexible on closing date and requests a 30-day post-closing occupancy.

Property details

Beds
3
Baths
3.5
SqFt
4,005
Lot
Year built
2008
Type
Single Family
Days on market
74
Garage
2
Heating
Electric, Heat Pump, Radiant Floor
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Basement, Stone
Flooring
Tile, Wood
View
Long Range, Mountain(s), Winter, Year Round
HOA dues
$400 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,857/ month

Principal & interest
$7,425
Property tax (~1.05%)
$1,049
Homeowners insurance
$349
HOA dues
$33

Down payment

$59,950 down · $1,139,050 financed

Income to qualify (28% rule)

~$379,625 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.