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John KurtzCharlotte · NC

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Morganton · Morganton, NC

2937 Frank Whisnant Road

Morganton, NC · 1,500 sqft

$369,900

Reduced from $379,900

  • 3Beds
  • 2Baths
  • 1,500SqFt
  • 2025Year
  • 325Days on market

About this home

NEW CONSTRUCTION~A thoughtfully crafted, energy-smart home combining quality materials and lasting performance! This exceptional 3BR/2BA single-level home on a spacious, level lot just minutes from schools and downtown Morganton is perfect for gardening and outdoor entertaining.

Note the level entry from flat driveway and 36 inch doors to primary bedroom, primary bath, and second bedroom for accessibilty.

Enjoy country views, sunlight-filled rooms, and gorgeous 4-inch white oak flooring throughout. The kitchen and baths feature Carolina Custom Cabinets with granite countertops and stainless-steel appliances, while bathrooms include ceramic tile floors and one-piece acrylic tubs/showers. The primary suite offers a walk-in closet, 36-inch doors, and private bath that includes a walk-in shower with seat. Guest bath provides a tub/shower combo.

Lighted closets and a functional laundry area add convenience. Built for comfort and efficiency, this home features a Fox Block foundation, sealed crawl space with dehumidifier, 2x6 exterior walls (R-19 insulation), R-44 attic insulation, and a high-efficiency Trane heat pump. Low-maintenance exteriors include Everlast siding, Trex decks with aluminum railings, PVC-covered posts, and treated lumber.

Property details

Beds
3
Baths
2
SqFt
1,500
Lot
Year built
2025
Type
Single Family
Days on market
325
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,722/ month

Principal & interest
$2,290
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues

Down payment

$18,495 down · $351,405 financed

Income to qualify (28% rule)

~$116,676 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.