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John KurtzCharlotte · NC

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Bakersville · Bakersville, NC

295 Richmond Road

Bakersville, NC · 1,418 sqft

$229,000

  • 2Beds
  • 2Baths
  • 1,418SqFt
  • 1982Year
  • 1Days on market

About this home

Rustic cottage located just minutes from the charming town of Bakersville, offering the perfect blend of character and convenience. Inside, the living room showcases unique multi-wood flooring and a striking stone hearth that once housed a woodstove, creating a warm mountain-cabin feel. The home's cozy atmosphere and rustic details make it an inviting retreat for full-time living or a weekend getaway.

Outside, the property offers mini-farm potential with some areas already fenced, providing opportunities for gardening, hobby farming, or a few livestock. The shed/barn has not been used in several years. Whether you're searching for an affordable starter home, investment rental, or mountain escape, this property offers plenty of potential.

Conveniently located within an hour of Johnson City, Asheville, and Boone. Outdoor enthusiasts will appreciate the area's abundance of hiking opportunities, scenic mountain beauty, and proximity to the renowned Bare Dark Sky Observatory. The region is also known for its thriving arts community, including nearby Penland School of Craft, and a rich tradition of local artisans and makers that have long made this mountain area a destination for creativity and craftsmanship. Come explore this peaceful setting filled with the timeless charm of the North Carolina mountains.

Property details

Beds
2
Baths
2
SqFt
1,418
Lot
Year built
1982
Type
Single Family
Days on market
1
Garage
1
Style
Cottage
Heating
Floor Furnace, Propane
Cooling
None
Foundation
Basement
Flooring
Laminate, Tile, Wood

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,685/ month

Principal & interest
$1,418
Property tax (~1.05%)
$200
Homeowners insurance
$66
HOA dues

Down payment

$11,450 down · $217,550 financed

Income to qualify (28% rule)

~$72,232 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.