Charlotte · Charlotte, NC
2961 Polk and White Road
Charlotte, NC · 2,602 sqft
$549,400
- 5Beds
- 3.5Baths
- 2,602SqFt
- 2026Year
About this home
This beautifully crafted new-construction home offers modern living in a convenient north Charlotte location, surrounded by Mallard Creek Park and Tradition Golf Course. The thoughtfully designed open-concept layout seamlessly connects the kitchen, dining, and living areas—ideal for both everyday living and entertaining. The kitchen is equipped with quartz countertops, soft-close cabinetry, and a spacious island that anchors the main living space. The primary suite provides a comfortable retreat with generous closet space and a well-appointed bath, while additional bedrooms offer flexibility for guests, a home office, or future needs. Step outside to enjoy a flat, usable backyard—perfect for entertaining, play, or relaxing evenings. Enjoy close proximity to UNC Charlotte, the light rail, and major commuter routes—schedule your tour today!
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 2,602
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Garage
- 2
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,043/ month
- Principal & interest
- $3,402
- Property tax (~1.05%)
- $480
- Homeowners insurance
- $160
- HOA dues
- —
Down payment
$27,470 down · $521,930 financed
Income to qualify (28% rule)
~$173,295 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


