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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2961 Polk and White Road

Charlotte, NC · 2,602 sqft

$549,400

  • 5Beds
  • 3.5Baths
  • 2,602SqFt
  • 2026Year

About this home

This beautifully crafted new-construction home offers modern living in a convenient north Charlotte location, surrounded by Mallard Creek Park and Tradition Golf Course. The thoughtfully designed open-concept layout seamlessly connects the kitchen, dining, and living areas—ideal for both everyday living and entertaining. The kitchen is equipped with quartz countertops, soft-close cabinetry, and a spacious island that anchors the main living space. The primary suite provides a comfortable retreat with generous closet space and a well-appointed bath, while additional bedrooms offer flexibility for guests, a home office, or future needs. Step outside to enjoy a flat, usable backyard—perfect for entertaining, play, or relaxing evenings. Enjoy close proximity to UNC Charlotte, the light rail, and major commuter routes—schedule your tour today!

Property details

Beds
5
Baths
3.5
SqFt
2,602
Lot
Year built
2026
Type
Single Family
Garage
2
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,043/ month

Principal & interest
$3,402
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues

Down payment

$27,470 down · $521,930 financed

Income to qualify (28% rule)

~$173,295 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.