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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2965 Polk and White Road

Charlotte, NC · 2,602 sqft

$549,400

  • 5Beds
  • 3.5Baths
  • 2,602SqFt
  • 2026Year
  • 13Days on market

About this home

Situated in a growing North Charlotte area with easy access to shopping, dining, and everyday conveniences, this newly constructed home offers a blend of style and functionality. The main living space is anchored by a modern kitchen featuring quartz countertops, soft-close cabinetry, and a large island, all flowing seamlessly into the living and dining areas. The primary suite provides a comfortable retreat with a well-designed bath and ample closet space, while additional bedrooms offer flexibility for guests, work, or hobbies. A flat backyard extends the living space outdoors, perfect for relaxing or entertaining. Located just minutes from UNC Charlotte, the light rail, and major commuter routes, this home also offers the opportunity to explore additional new construction homes available nearby. Schedule your tour today!

Property details

Beds
5
Baths
3.5
SqFt
2,602
Lot
Year built
2026
Type
Single Family
Days on market
13
Garage
2
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,043/ month

Principal & interest
$3,402
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues

Down payment

$27,470 down · $521,930 financed

Income to qualify (28% rule)

~$173,295 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.