Charlotte · Charlotte, NC
2965 Polk and White Road
Charlotte, NC · 2,602 sqft
$549,400
- 5Beds
- 3.5Baths
- 2,602SqFt
- 2026Year
- 13Days on market
About this home
Situated in a growing North Charlotte area with easy access to shopping, dining, and everyday conveniences, this newly constructed home offers a blend of style and functionality. The main living space is anchored by a modern kitchen featuring quartz countertops, soft-close cabinetry, and a large island, all flowing seamlessly into the living and dining areas. The primary suite provides a comfortable retreat with a well-designed bath and ample closet space, while additional bedrooms offer flexibility for guests, work, or hobbies. A flat backyard extends the living space outdoors, perfect for relaxing or entertaining. Located just minutes from UNC Charlotte, the light rail, and major commuter routes, this home also offers the opportunity to explore additional new construction homes available nearby. Schedule your tour today!
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 2,602
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 13
- Garage
- 2
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,043/ month
- Principal & interest
- $3,402
- Property tax (~1.05%)
- $480
- Homeowners insurance
- $160
- HOA dues
- —
Down payment
$27,470 down · $521,930 financed
Income to qualify (28% rule)
~$173,295 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


