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John KurtzCharlotte · NC

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Spencer · Spencer, NC

301 Pinecroft Lane

Spencer, NC · 3,200 sqft

$599,777

  • 4Beds
  • 3Baths
  • 3,200SqFt
  • 1978Year
  • 4Days on market

About this home

This one is SPECIAL Brick ranch with basement sitting on 1.23 acres with heated pool, fenced yard, outdoor fireplace, huge deck on main level, huge covered patio, covered front porch, outdoor shower, man cave basement with wood burning stove. Generator hook with natural gas connection for generator. Gourmet designer kitchen with tile backsplash, custom range hood, under cabinet lights, gas range, prep sink & counter, full walk in pantry. Extra driveway to storage shed, storage carport, & rear of lot. Great location close to interstate, Spencer & Downtown Salibury NC also close to Novant Hospital, VA Hospital, NC Transportation Museum, Ivan's Resturant & Country Club of Salisbury. 45 Minutes to Greensboro, 50 Minutes to Charlotte NC. New Roof December 2024, Pool & most other updates done in 2021. NO HOA or Restrictive Covenants

Property details

Beds
4
Baths
3
SqFt
3,200
Lot
Year built
1978
Type
Single Family
Days on market
4
Garage
2
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Concrete, Vinyl

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,414/ month

Principal & interest
$3,714
Property tax (~1.05%)
$524
Homeowners insurance
$174
HOA dues

Down payment

$29,988 down · $569,788 financed

Income to qualify (28% rule)

~$189,185 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.