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John KurtzCharlotte · NC

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Shelby · Shelby, NC

3014 Polkville Road

Shelby, NC · 1,426 sqft

$339,950

  • 3Beds
  • 2Baths
  • 1,426SqFt
  • 2026Year
  • 148' x 268' x 155' x 235'Lot
  • 1Days on market

About this home

New Construction Home – Under Construction! Take advantage of this opportunity to personalize your new home by selecting flooring, paint colors, cabinet and countertop finishes, hardware, appliances, and light fixtures. Seller is offering $5,000 toward closing costs. Situated on a spacious 0.87-acre lot, this thoughtfully designed home offers 1,426 square feet with a desirable split-bedroom floor plan and an oversized two-car garage. The large, level front yard sets the home well back from the road. Inside, the open-concept layout is designed for both everyday living and entertaining. The kitchen overlooks the living room and features a vaulted ceiling, center island, soft-close doors and drawers, and a complete appliance package. Just off the main living area, the laundry room includes a convenient utility sink. The primary suite features a vaulted ceiling, walk-in closet, and private bathroom with a double-sink vanity and walk-in shower. Two additional bedrooms and a full bathroom with a tub/shower combination are located on the opposite side of the home. The home features a fully encapsulated crawl space for improved efficiency and comfort. Enjoy the large rear deck overlooking the private backyard, which gently slopes away from the home toward a wooded backdrop. Yard will be seeded upon completion of construction. Photos will be updated as construction progresses.

Property details

Beds
3
Baths
2
SqFt
1,426
Lot
148' x 268' x 155' x 235'
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Open Floorplan
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,502/ month

Principal & interest
$2,105
Property tax (~1.05%)
$297
Homeowners insurance
$99
HOA dues

Down payment

$16,997 down · $322,952 financed

Income to qualify (28% rule)

~$107,229 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.