Shelby · Shelby, NC
3014 Polkville Road
Shelby, NC · 1,426 sqft
$339,950
- 3Beds
- 2Baths
- 1,426SqFt
- 2026Year
- 148' x 268' x 155' x 235'Lot
- 1Days on market
About this home
New Construction Home – Under Construction! Take advantage of this opportunity to personalize your new home by selecting flooring, paint colors, cabinet and countertop finishes, hardware, appliances, and light fixtures. Seller is offering $5,000 toward closing costs. Situated on a spacious 0.87-acre lot, this thoughtfully designed home offers 1,426 square feet with a desirable split-bedroom floor plan and an oversized two-car garage. The large, level front yard sets the home well back from the road. Inside, the open-concept layout is designed for both everyday living and entertaining. The kitchen overlooks the living room and features a vaulted ceiling, center island, soft-close doors and drawers, and a complete appliance package. Just off the main living area, the laundry room includes a convenient utility sink. The primary suite features a vaulted ceiling, walk-in closet, and private bathroom with a double-sink vanity and walk-in shower. Two additional bedrooms and a full bathroom with a tub/shower combination are located on the opposite side of the home. The home features a fully encapsulated crawl space for improved efficiency and comfort. Enjoy the large rear deck overlooking the private backyard, which gently slopes away from the home toward a wooded backdrop. Yard will be seeded upon completion of construction. Photos will be updated as construction progresses.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,426
- Lot
- 148' x 268' x 155' x 235'
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl
Features
- Open Floorplan
- Split Bedroom
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,502/ month
- Principal & interest
- $2,105
- Property tax (~1.05%)
- $297
- Homeowners insurance
- $99
- HOA dues
- —
Down payment
$16,997 down · $322,952 financed
Income to qualify (28% rule)
~$107,229 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.