Morganton · Morganton, NC
302 Ramsey Street
Morganton, NC · 964 sqft
$179,300
Reduced from $197,300
- 3Beds
- 1Baths
- 964SqFt
- 1961Year
- 95Days on market
About this home
Freshly updated, turnkey 3 bedroom home in Morganton offering move-in ready comfort and long-term value. Features new paint, durable hardwood floors, updated kitchen and updated bath designed for low upkeep and daily durability. Offers strong value for buyers seeking an affordable monthly payment compared to rising rental costs. Includes laundry hookups, 1 car garage, and tall walk-in partial basement with concrete-floor storage/workshop space. Exterior has low-maintenance vinyl siding to reduce ownership costs. Brand-new heat pump / HVAC provides efficient year-round comfort. Located in a convenient location with easy commute and close to major employers, shopping, and services. Also positioned for strong rental, offering income potential for future investment or portfolio flexibility. To help make the purchase even more attainable, the seller is willing to assist with buyer closing costs with an acceptable offer. Schedule your showing today!
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 964
- Lot
- —
- Year built
- 1961
- Type
- Single Family
- Days on market
- 95
- Garage
- 1
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,319/ month
- Principal & interest
- $1,110
- Property tax (~1.05%)
- $156
- Homeowners insurance
- $52
- HOA dues
- —
Down payment
$8,965 down · $170,335 financed
Income to qualify (28% rule)
~$56,556 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.