Skip to content
John KurtzCharlotte · NC

View all 26 photos →

Morganton · Morganton, NC

302 Ramsey Street

Morganton, NC · 964 sqft

$179,300

Reduced from $197,300

  • 3Beds
  • 1Baths
  • 964SqFt
  • 1961Year
  • 95Days on market

About this home

Freshly updated, turnkey 3 bedroom home in Morganton offering move-in ready comfort and long-term value. Features new paint, durable hardwood floors, updated kitchen and updated bath designed for low upkeep and daily durability. Offers strong value for buyers seeking an affordable monthly payment compared to rising rental costs. Includes laundry hookups, 1 car garage, and tall walk-in partial basement with concrete-floor storage/workshop space. Exterior has low-maintenance vinyl siding to reduce ownership costs. Brand-new heat pump / HVAC provides efficient year-round comfort. Located in a convenient location with easy commute and close to major employers, shopping, and services. Also positioned for strong rental, offering income potential for future investment or portfolio flexibility. To help make the purchase even more attainable, the seller is willing to assist with buyer closing costs with an acceptable offer. Schedule your showing today!

Property details

Beds
3
Baths
1
SqFt
964
Lot
Year built
1961
Type
Single Family
Days on market
95
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,319/ month

Principal & interest
$1,110
Property tax (~1.05%)
$156
Homeowners insurance
$52
HOA dues

Down payment

$8,965 down · $170,335 financed

Income to qualify (28% rule)

~$56,556 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.