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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

304 Rock Ridge Lane

Mount Holly, NC · 1,915 sqft

$319,000

Reduced from $325,000

  • 4Beds
  • 3.5Baths
  • 1,915SqFt
  • 2002Year
  • 35Days on market

About this home

Welcome to this beautifully designed end unit townhome in the sought-after Riverfront community of Mount Holly. Thoughtfully laid out across three levels, this home offers both flexibility and modern comfort.

The lower level features a versatile bedroom or bonus room—perfect for guests, a home gym or office, or additional living space—along with direct access to the garage. The main level is the heart of the home, showcasing a wide-open layout that seamlessly connects the living room, kitchen, and dining area. Step outside onto the deck just off the main level—an ideal space for morning coffee, grilling, or unwinding in the evenings.

Upstairs, you’ll find three additional bedrooms, including a spacious primary suite with a private ensuite bath, offering a relaxing retreat.

This vibrant community is packed with amenities designed for an active lifestyle, including an Olympic-sized swimming pool, playground, and multiple launch points for kayaks and paddleboards right in the neighborhood. A restaurant located adjacent to the community adds an extra layer of convenience for dining and gathering close to home.

All of this is located just minutes from both downtown Mount Holly and Belmont, offering easy access to local dining, shopping, and year-round community events.

Property details

Beds
4
Baths
3.5
SqFt
1,915
Lot
Year built
2002
Type
Townhome
Days on market
35
Garage
1
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Vinyl, Wood
HOA dues
$180 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,527/ month

Principal & interest
$1,975
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues
$180

Down payment

$15,950 down · $303,050 financed

Income to qualify (28% rule)

~$108,335 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.