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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

304 W Gay Street

Lancaster, SC · 1,616 sqft

$250,000

Reduced from $299,000

  • 3Beds
  • 2Baths
  • 1,616SqFt
  • 1940Year
  • 230Days on market

About this home

This charming, freshly restored home in the heart of historic downtown Lancaster is as good as new, but its original character shines! The extensive renovation includes roof, plumbing, electrical, windows, HVAC, and tankless water heater. 9-foot ceilings, crown molding, luxury vinyl plank flooring and fresh paint throughout. The living room with abundant natural light leads to a generous dining room. The kitchen features quartz countertops, tile backsplash and stainless steel appliances. 3 versatile bedrooms span the left side of the home. There are 2 full baths, both with dual vanities, tiled showers, and quartz countertops. A mud/laundry room is conveniently located just off the kitchen with access to back deck. The spacious backyard offers lots of possibilities, a freshly poured parking pad and newly planted trees for privacy. This home offers charm, character, and convenience - just across the street from Cultural Arts Center and blocks away from the Wylie Street Pool and Main Street shops and restaurants. 302 and 304 W. Gay Street are the first of several planned restorations of historic homes on the block. Be one of the first to enjoy downtown living reimagined on West Gay Street!

Property details

Beds
3
Baths
2
SqFt
1,616
Lot
Year built
1940
Type
Single Family
Days on market
230
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.