Shelby · Shelby, NC
305 Wingate Court
Shelby, NC · 1,000 sqft
$198,900
Reduced from $199,000
- 2Beds
- 1.5Baths
- 1,000SqFt
- 2022Year
- 34Days on market
About this home
NO HOA!!! 2 story, 2 bedroom 1 and a half bath cottage style home is the perfect place to call home. Built in 2022, many components are still under warranty!! Located conveniently close to restaurants, shopping and schools while still peacefully seated on a private dead-end street. Open concept downstairs is ideal for entertaining rather inside or outside in the privacy fenced back yard. Upstairs features 2 bedrooms and a full bath. This home combines modern and cozy in one! Kitchen comes with stainless appliances and white quartz countertops. The luxury vinyl floors, modern fixtures and clean feel of the space truly makes this home one of the nicest newer homes available! FHA friendly!
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,000
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 34
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,463/ month
- Principal & interest
- $1,231
- Property tax (~1.05%)
- $174
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,945 down · $188,955 financed
Income to qualify (28% rule)
~$62,738 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.