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John KurtzCharlotte · NC

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Chimney Rock · Chimney Rock, NC

306 Southside Drive

Chimney Rock, NC · 1,835 sqft

$725,000

  • 3Beds
  • 2Baths
  • 1,835SqFt
  • 1923Year
  • 8Days on market

About this home

Beyond its extraordinary setting along the river and its rare position surrounded by Chimney Rock State Park, 306 Southside Drive stands out as one of the most iconic and recognizable homes in the entire Chimney Rock area. Step inside to a renovated kitchen offering updated cabinetry, improved functionality, and a bright, welcoming atmosphere perfect for cooking, gathering, or hosting guests after a day exploring the park. Its character, history, and dramatic natural backdrop make it instantly memorable - but the home itself has been thoughtfully updated to offer modern comfort without losing its mountain charm. The riverfront setting is the true centerpiece. Whether you’re relaxing on the deck, dipping your feet in the water, or simply taking in the sound of the river echoing off the rock walls, the experience is immersive and unforgettable. A home surrounded by State Park land and set directly on the river is exceptionally rare. 306 Southside Drive offers a once-in-a-lifetime opportunity to own a private slice of Chimney Rock’s most breathtaking scenery.

Property details

Beds
3
Baths
2
SqFt
1,835
Lot
Year built
1923
Type
Single Family
Days on market
8
Style
Bungalow
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space, Stone
Flooring
Slate, Wood
View
Mountain(s), Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,335/ month

Principal & interest
$4,490
Property tax (~1.05%)
$634
Homeowners insurance
$211
HOA dues

Down payment

$36,250 down · $688,750 financed

Income to qualify (28% rule)

~$228,684 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.