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John KurtzCharlotte · NC

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Spencer · Spencer, NC

307 Sowers Ferry Road

Spencer, NC · 1,790 sqft

$409,000

  • 3Beds
  • 2Baths
  • 1,790SqFt
  • 2026Year
  • 217X170X128X154X80Lot
  • 1Days on market

About this home

NEW CONSTRUCTION SITTING ON .55 ACRE wooded and private lot. Blending style and functionality, this home offers a spacious and open concept with an abundance of natural light. Designer features throughout including quartz countertops, tile floors in the bathrooms and LVP flooring in main living areas. Home offers an oversized primary bedroom with large walk-in closet, on suite with dual vanities, 5' shower with tile surround, frameless shower door and linen closet. Abundance of storage offered in this home with a large laundry room, flex room off the laundry that could be a pocket office and a walk-in pantry. Rear covered porch with extended patio offers outdoor relaxation and space for entertaining. Extras also include a large driveway for guest parking, finished garage and spray foam insulation to help with utility bills. Hurry before this opportunity is gone!

Property details

Beds
3
Baths
2
SqFt
1,790
Lot
217X170X128X154X80
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Slab
Flooring
Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,010/ month

Principal & interest
$2,533
Property tax (~1.05%)
$357
Homeowners insurance
$119
HOA dues

Down payment

$20,450 down · $388,550 financed

Income to qualify (28% rule)

~$129,009 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.