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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

3078 Mountain Creek Drive

Sherrills Ford, NC · 3,601 sqft

$975,000

  • 4Beds
  • 4.5Baths
  • 3,601SqFt
  • 2025Year
  • 380 x 212 x 474 x 20Lot
  • 13Days on market

About this home

CUSTOM BUILT IN 2025 -- this gorgeous modern farmhouse 4 BR, 4 1/2 BA, 3600 HLA, sits on .91 acres and ROOM for a POOL. Custom detail including accent lighting throughout, marble window sills, herringbone floor pattern, wide plank white oak eng. hardwood, modern finishes and 8' exterior/interior doors. The den features a fully retractable glass door system to expand the living space onto the covered porch. Open concept perfect for entertaining. The custom kitchen features tile backsplash, Quartz counter-tops, plentiful storage, built-in microwave & 60" side by side Euro style fridge/freezer. Center island features built in oven, dishwasher, cooktop w/range hood. A walk-in pantry w/ample storage, counter space & outlets. Every bath features Quartz counter tops, extensive flooring & wall tile. Two hot water heaters. Room for pool (not included). Two miles to 600 ACRE Mountain Creek Park offers mountain biking, walking trails, kayak/paddleboard launch, dog park, pickleball, picnic shelters, etc. 6 minutes from Villages at Sherrills Ford shopping (Publix, restaurants, medical, animal hospital/vet, Starbucks, Dunkin and more) and 5 minutes to Boat club, slip rentals and kayak rentals on Lake Norman.>>>> SELLER IS OFFERING A BUYER INCENTIVE OF $15,000 PAID TOWARD RATE BUYDOWN OR CLOSING COSTS WITH ACCEPTED OFFER.

Property details

Beds
4
Baths
4.5
SqFt
3,601
Lot
380 x 212 x 474 x 20
Year built
2025
Type
Single Family
Days on market
13
Garage
2
Style
Contemporary, Farmhouse
Heating
Electric, Heat Pump, Zoned
Cooling
Attic Fan, Ceiling Fan(s), Central Air, Dual, Electric, Heat Pump, Multi Units
Foundation
Crawl Space
Flooring
Hardwood, Tile, Wood
HOA dues
$600 / yr

Features

  • Attic Other
  • Attic Walk In
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,225/ month

Principal & interest
$6,038
Property tax (~1.05%)
$853
Homeowners insurance
$284
HOA dues
$50

Down payment

$48,750 down · $926,250 financed

Income to qualify (28% rule)

~$309,684 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.