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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

308 North Coast Drive

Mill Spring, NC · 2,860 sqft

$900,000

  • 3Beds
  • 3Baths
  • 2,860SqFt
  • 2010Year
  • 12Days on market

About this home

Experience lake and mountain living in this stunning Lake Adger lakefront home! Enjoy views of both the water and mountains from your own backyard. This is a true mountain lake house. The inviting covered front porch welcomes you with unique tree columns and a soaring vaulted wood ceiling, creating a warm, rustic ambiance. Step inside to an impressive great room featuring stunning post-and-beam details, apex windows, and a vaulted wood ceiling. The open-concept layout seamlessly connects the kitchen and dining area ideal for entertaining. Extend your living space outdoors onto the expansive back deck, where water views of Lake Adger and the mountains create a picturesque backdrop for gatherings. The main level also features a spacious primary ensuite, two guest rooms, and a guest bath all adorned with rich wood accents that add charm and character throughout the home. Downstairs, the spacious recreation and family room is ideal for entertaining, whether you're enjoying a game of billiards or relaxing with friends. The beautiful wet bar with a natural wood edge top makes hosting easy, and the bonus room, full bath, and ample storage offer plenty of flex space. Step out onto the lower patio to extend your living outdoors. Outdoor amenities include a cozy firepit with a sitting area, a gravel path leading directly from the house to the lake, and a private floating "deep water" dock for your boat and other lake activities. Please be sure to check out the video virtual tour. This exceptional home is ready to deliver the mountain lake lifestyle you've been dreaming of!

Property details

Beds
3
Baths
3
SqFt
2,860
Lot
Year built
2010
Type
Single Family
Days on market
12
Style
Traditional
Heating
Central, Electric, Forced Air
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Mountain(s), Water, Winter, Year Round
HOA dues
$1,300 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Open Floorplan
  • Split Bedroom
  • Other - See Remarks
  • Fire Pit
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,732/ month

Principal & interest
$5,573
Property tax (~1.05%)
$787
Homeowners insurance
$262
HOA dues
$108

Down payment

$45,000 down · $855,000 financed

Income to qualify (28% rule)

~$288,526 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.