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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

3096 Ambleside Drive

Fort Mill, SC · 2,974 sqft

$789,000

Reduced from $829,000

  • 3Beds
  • 2.5Baths
  • 2,974SqFt
  • 2012Year
  • 12Days on market

About this home

Set within the highly sought-after Sun City Carolina Lakes, this move-in-ready Cumberland Hall model offers refined living with elevated upgrades and exceptional indoor-outdoor spaces - perfectly positioned on a premium homesite that originally commanded a $55,000 lot upgrade, enhancing both lifestyle and long-term value. Enjoy tranquil water views and a desirable location within the community.

A landscaped walkway leads to a covered entry and welcoming foyer, highlighted by a contemporary chandelier. Just off the entry, double glass doors open to a private office or study - ideal for remote work or quiet retreat.

The open-concept layout is designed for both everyday comfort and entertaining. A bright breakfast area with tray ceiling flows into the well-appointed kitchen featuring a large island, granite countertops, tile backsplash, stainless steel appliances, and gas range with hood. The breakfast bar connects seamlessly to the spacious living and dining areas, where a classic chandelier adds warmth and charm.

A sunroom surrounded by windows offers abundant natural light and serene water views, creating a perfect year-round retreat. The private primary suite features a tray ceiling and a well-appointed ensuite with extended dual-sink vanity, built-in vanity space, tiled finishes, and a glass-enclosed walk-in shower.

Notable upgrades include crown molding, upgraded wood flooring, tiled baths, plantation shutters, and two additional closets added during construction. The laundry room offers built-in cabinetry and a utility sink.

Outdoor living shines with a screened porch featuring EZE-Breeze panels, cathedral ceiling, ceiling fan, and mini-split HVAC, plus an extended paver patio with stone walls and custom landscaping overlooking the water.

An extended garage accommodates a golf cart or additional storage. Residents enjoy resort-style amenities including golf, tennis, pickleball, pools, fitness center, and vibrant social clubs.

Property details

Beds
3
Baths
2.5
SqFt
2,974
Lot
Year built
2012
Type
Single Family
Days on market
12
Garage
2
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
View
Water
HOA dues
$321 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,128/ month

Principal & interest
$4,886
Property tax (~1.05%)
$690
Homeowners insurance
$230
HOA dues
$321

Down payment

$39,450 down · $749,550 financed

Income to qualify (28% rule)

~$262,629 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.