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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

313 Mountain Creek Road

Albemarle, NC · 1,867 sqft

$287,000

Reduced from $295,000

  • 3Beds
  • 1.5Baths
  • 1,867SqFt
  • 1920Year
  • 117Days on market

About this home

Are you looking for a brick two-story home in Albemarle with tons of charm and character? Look no further, ALL UNDER $300,000.00. NO subdivision, NO HOA, and it is located on a half-acre!! 3 bedrooms, 1.5 bath, and home office included. Come take a look. Conveniently located, brick colonial style home. Hardwood floors and French doors. Extra-large primary upstairs with tons of potential. Lots of updates, large kitchen, mudroom/home office and lots of room to grow.

Property details

Beds
3
Baths
1.5
SqFt
1,867
Lot
Year built
1920
Type
Single Family
Days on market
117
Style
Colonial
Heating
Central
Cooling
Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,112/ month

Principal & interest
$1,777
Property tax (~1.05%)
$251
Homeowners insurance
$83
HOA dues

Down payment

$14,350 down · $272,650 financed

Income to qualify (28% rule)

~$90,527 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.