Morganton · Morganton, NC
3131 Richard Street
Morganton, NC · 2,100 sqft
$490,000
- 3Beds
- 2Baths
- 2,100SqFt
- 2022Year
- 2Days on market
About this home
Discover the charm of countryside living with everyday convenience at 3131 Richard Street in Morganton. This inviting 3-bedroom, 2-bath home features a bright, open floor plan designed for comfortable living and easy entertaining. The kitchen, dining, and living areas flow together to create a welcoming central gathering space, while the finished room over the garage offers flexible use as a home office, hobby room, media space, or guest overflow area.
Outside, the expansive yard provides room to relax, garden, play, or simply enjoy the natural surroundings. Colorful flowers, visiting birds, and butterflies add to the peaceful setting, while the open night sky offers wonderful opportunities for stargazing. A neighboring forest tract enhances the rustic feel and contributes to the property’s sense of space.
Enjoy a setting where nature, comfort, and convenience come together—schedule your private showing today!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,100
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 2
- Garage
- 2
- Style
- Modern, Ranch
- Heating
- Ductless, Forced Air, Heat Pump, Propane
- Cooling
- Central Air, Ductless, Heat Pump
- Foundation
- Crawl Space, Pillar/Post/Pier
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $300 / yr
Features
- Breakfast Bar
- Cable Prewire
- Entrance Foyer
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,631/ month
- Principal & interest
- $3,034
- Property tax (~1.05%)
- $428
- Homeowners insurance
- $142
- HOA dues
- $25
Down payment
$24,500 down · $465,500 financed
Income to qualify (28% rule)
~$155,630 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.