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John KurtzCharlotte · NC

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Sapphire · Sapphire, NC

315 Jocassee Trail

Sapphire, NC · 4,302 sqft

$1,895,000

  • 4Beds
  • 5.5Baths
  • 4,302SqFt
  • 2007Year
  • 33Days on market

About this home

Bearwallow Lodge is a high-altitude sanctuary with rare triple-lake views — less than a three-hour drive from Atlanta, Charlotte, Asheville, and Columbia. At 3,500 feet, summers are cool and fall color is spectacular. This 4BR/5.5BA estate borders 10,000 acres of National Forest with hiking trails to fly fishing and multiple large waterfalls at the property line. Located in Whitewater Ridge — a gated enclave of 16 homes where a neighbor sold for $2.5M in March 2026. With exceptional views and comparable livability, this home is a compelling value. The home features a dramatic lodge room with Rumford fireplace, chef’s kitchen, and main-level primary suite with steam shower. A screened porch with fireplace extends the living space, while four ensuite guest quarters ensure privacy and comfort. High-speed fiber internet and low utilities support a cost-effective weekend/work-from-wilderness lifestyle. Completed in 2007 and impeccably maintained as a lightly used second home, Bearwallow Lodge is a rare high-spec, low-overhead estate on the edge of the Blue Ridge Mountains. The eco-conscious infrastructure includes solar-assisted radiant floor heating on every level, a 3.5KW photovoltaic array, and a high-efficiency Trane heat pump. The walk-out lower level features a spacious gathering room with a Jotul Oslo wood stove, a 4th ensuite bedroom, and a dedicated exercise/recreation room. An Endless Pool and elliptical are included if desired. This property offers a perfect balance of seclusion and outdoor adventure, with easy access to the waterfalls of Gorges State Park, the rugged backcountry of Panthertown Valley and the pristine waters of Lakes Toxaway and Jocassee. The mountain towns of Cashiers, Highlands and Brevard are nearby, as is Burlingame Country Club. The Asheville airport is just over an hour away. Whether as a full-time residence or a turnkey seasonal retreat, this home makes a perfect home base.

Property details

Beds
4
Baths
5.5
SqFt
4,302
Lot
Year built
2007
Type
Single Family
Days on market
33
Garage
2
Style
Arts and Crafts, Cottage
Heating
Active Solar, Central, Ductless, ENERGY STAR Qualified Equipment, Forced Air, Heat Pump, Hot Water, Propane, Radiant, Radiant Floor, Wood Stove
Cooling
ENERGY STAR Qualified Equipment, Heat Pump
Foundation
Other - See Remarks
Flooring
Tile, Wood
View
Long Range, Mountain(s), Water, Year Round
HOA dues
$3,100 / yr

Features

  • Attic Other
  • Attic Stairs Fixed
  • Kitchen Island
  • Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$14,205/ month

Principal & interest
$11,736
Property tax (~1.05%)
$1,658
Homeowners insurance
$552
HOA dues
$258

Down payment

$94,750 down · $1,800,250 financed

Income to qualify (28% rule)

~$608,805 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.