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John KurtzCharlotte · NC

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Morganton · Morganton, NC

315 W Mcdowell Street

Morganton, NC · 1,456 sqft

$209,900

Reduced from $230,000

  • 3Beds
  • 2Baths
  • 1,456SqFt
  • 1995Year
  • 72Days on market

About this home

Welcome to a home that delivers comfort, space, and convenience all in one.

Featuring 3 bedrooms, 2 full bathrooms, and 1,456 sqft of well utilized living space, this property sits on a .26 acre lot just moments from the heart of Morganton, giving you the perfect balance of privacy and accessibility.

Step inside to find durable LVP flooring flowing throughout the main living areas, creating a clean, modern feel that is both stylish and low maintenance. The open living and dining space offers plenty of room to gather, while the kitchen stands out with an abundance of cabinetry, giving you all the storage you could need along with a functional layout that makes everyday living easy.

Both bathrooms have been tastefully updated with tile finishes, including a spacious walk in tiled shower and a separate soaking tub that adds a touch of comfort and relaxation.

Outside, the lot provides usable yard space with room to enjoy, entertain, or simply unwind, all while being just a short drive into town for dining, shopping, and everyday essentials.

If you have been looking for something move in ready, low maintenance, and close to everything Morganton has to offer, this one checks the boxes.

Property details

Beds
3
Baths
2
SqFt
1,456
Lot
Year built
1995
Type
Single Family
Days on market
72
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,544/ month

Principal & interest
$1,299
Property tax (~1.05%)
$183
Homeowners insurance
$61
HOA dues

Down payment

$10,495 down · $199,405 financed

Income to qualify (28% rule)

~$66,207 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.