Morganton · Morganton, NC
316 Winding Creek Drive
Morganton, NC · 2,378 sqft
$530,000
- 3Beds
- 2.5Baths
- 2,378SqFt
- 2026Year
About this home
Proposed new construction in the Winding Creek subdivision, offering a well-designed 3-bedroom, 2.5-bath layout on just under an acre. This home is planned with an open-concept main living area and a split bedroom floor plan that provides added privacy for the primary suite. A finished room over the garage is designed to offer flexible space for a home office, bonus room, or playroom. A functional layout suited for everyday living. A great opportunity to own a new home in an established neighborhood!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,378
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,900/ month
- Principal & interest
- $3,282
- Property tax (~1.05%)
- $463
- Homeowners insurance
- $154
- HOA dues
- —
Down payment
$26,500 down · $503,500 financed
Income to qualify (28% rule)
~$167,175 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.