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John KurtzCharlotte · NC

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Connelly Springs · Connelly Springs, NC

3166 Holly Road

Connelly Springs, NC · 1,393 sqft

$275,000

  • 2Beds
  • 2Baths
  • 1,393SqFt
  • 1984Year
  • 122.38 x 233.78 x 110. x 212.12 - Per Tax RecordsLot
  • 211Days on market

About this home

Come feel the warmth of this charming 2BR/2BA mountain cottage in Pine Mountain. From the moment you walk in, you’re greeted by wood-beamed ceilings and a cozy wood-burning stove in the main living room. A second living area—also with a wood stove—offers great space to spread out. The home includes a large laundry room, a screened-in back porch, a covered front porch, and a rear deck surrounded by forest views. Private community access leads directly into South Mountain State Park, with miles of hiking trails and waterfalls. HOA includes road maintenance, water, trash, and cluster mailbox access. The community also features a playground, picnic area, and overlook where Charlotte can be seen on clear days. Short-term rentals allowed. Perfect as a mountain retreat or full-time home. Centrally located to Morganton, Shelby, Forest City, and Rutherfordton. Based on current market trends, there is an opinion for potential short-term rental (STR) appeal, offering an attractive option for weekend getaways or investment use, subject to buyer verification of any applicable community guidelines or restrictions.

Property details

Beds
2
Baths
2
SqFt
1,393
Lot
122.38 x 233.78 x 110. x 212.12 - Per Tax Records
Year built
1984
Type
Single Family
Days on market
211
Garage
1
Style
Ranch
Heating
Heat Pump, Wood Stove
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl
HOA dues
$83 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,106/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues
$83

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$90,299 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.