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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

317 Ashton Bluff Circle

Mount Holly, NC · 2,438 sqft

$369,500

Reduced from $389,500

  • 4Beds
  • 2.5Baths
  • 2,438SqFt
  • 2006Year
  • 32Days on market

About this home

The Ashton Bluff Advantage – 4 Bedrooms, 2,400+ Sq Ft Under $400K.
Looking for a move-in-ready 4-bedroom home near Charlotte under $400K? How about under $375K? This is it. Welcome to 317 Ashton Bluff Circle in Mount Holly, NC! A rare opportunity to own one of the few 4-bedroom homes in the Autumn Woods community, offering over 2,400 square feet of updated living space. If you want the most space and the least amount of work at this price point, this is your opportunity.

This home delivers more space, more functionality, and more finished upgrades for the same (or lower) price point. This means a smarter long-term value.

The layout is designed for real life, with open living spaces that flow naturally for entertaining and everyday comfort. The open-concept main level delivers the seamless flow today's buyers are looking for...living, dining, and kitchen spaces connect naturally, creating an effortless environment for both everyday living and elevated entertaining. The kitchen offers abundant counter space and generous storage, with real potential for a buyer ready to add their own personal touch and instant equity.

The upstairs provides a private primary suite and 3 flexible secondary bedrooms ideal for guests, office space, or growing needs. Step inside and feel the difference immediately. Brand-new luxury vinyl plank flooring flows throughout the entire main level, complemented by fresh paint from top to bottom and brand-new carpet upstairs. Every surface has been thoughtfully refreshed so the next owner can simply unpack and enjoy. No projects. No punch list. Just home.

Mount Holly has quietly become one of the most exciting communities in the greater Charlotte region. Its revitalized downtown is packed with locally owned restaurants, shops, and community events, giving it a small-town soul with big-city proximity. The U.S. National Whitewater Center is just minutes away. Charlotte Douglas International Airport and Uptown Charlotte are both an easy drive. And charming Belmont is right around the corner, adding even more dining, culture, and community to your backyard. The home, the neighborhood, and the location all deliver at once, and now the value is undeniable.

Homes of this size and condition rarely come up in this price range in Mount Holly—especially in established communities like Autumn Woods.

If you’re searching for space, updates, and location...this home checks all three. Schedule your showing today. Schedule your showing today before this one is of the market.

Property details

Beds
4
Baths
2.5
SqFt
2,438
Lot
Year built
2006
Type
Single Family
Days on market
32
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$175 / yr

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,734/ month

Principal & interest
$2,288
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues
$14

Down payment

$18,475 down · $351,025 financed

Income to qualify (28% rule)

~$117,174 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.