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John KurtzCharlotte · NC

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Morganton · Morganton, NC

319 W Union Street

Morganton, NC · 4,988 sqft

$1,670,000

  • 4Beds
  • 5.5Baths
  • 4,988SqFt
  • 1940Year
  • 2Days on market

About this home

Set along one of Morganton’s most treasured streets, this timeless brick Colonial sits on a rare 1.36-acre flat lot with an expansive, fully fenced backyard, creating a private in-town retreat just three blocks from downtown Morganton’s boutique shopping, dining, and schools.

Originally built in 1940 and thoughtfully renovated by Ridgeline Building Corp., the residence honors its classic character while introducing refined finishes and elevated functionality designed for contemporary living. Sun-filled interiors showcase beautiful millwork, hardwood floors, curated finishes, and gracious gathering spaces.

The main level is designed for both elegant entertaining and comfortable everyday living, featuring a formal living room anchored by a fireplace, a formal dining room with original corner built-ins, a richly appointed study with wet bar, and a warm, inviting den lined with custom built-ins and its own wet bar. A gourmet kitchen with breakfast nook and a stylish half bath complete the main level. The kitchen is exceptionally appointed with custom cabinetry and a suite of premium integrated appliances, including a Wolf 48-inch six-burner range, warming drawer, Sub-Zero refrigerator, refrigerator drawers, dual dishwashers, and a built-in Miele coffee system.

Upstairs, four spacious bedrooms includes two en suite retreats and two additional bedrooms connected by a Jack-and-Jill bath. The versatile attic level features a playroom plus a (fifth) bedroom or recreation space complete with wet bar. A laundry room and full bath complete this level. The basement-level studio-style guest space, complete with kitchenette and full bath, offers comfortable accommodations for visiting guests, or an au pair suite.

Practical luxuries include two laundry rooms, abundant storage, a security system, exercise/play space, a two-car garage with attached garden shed, and irrigation system.

With only three owners in its history, this impeccably renovated residence represents a rare opportunity to own one of Morganton’s landmark homes — where historic charm, modern craftsmanship, and an unparalleled setting come together for a once-in-a-generation opportunity.

Ideal location only 90 minutes from Charlotte, 45 minutes to Asheville and Blowing Rock.

Property details

Beds
4
Baths
5.5
SqFt
4,988
Lot
Year built
1940
Type
Single Family
Days on market
2
Garage
2
Style
Colonial
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement

Features

  • Attic Finished
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Wet Bar
  • Other - See Remarks
  • In-Ground Irrigation
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$12,291/ month

Principal & interest
$10,342
Property tax (~1.05%)
$1,461
Homeowners insurance
$487
HOA dues

Down payment

$83,500 down · $1,586,500 financed

Income to qualify (28% rule)

~$526,762 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.