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John KurtzCharlotte · NC

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Statesville · Statesville, NC

320 W Bingham Street

Statesville, NC · 843 sqft

$190,000

Reduced from $215,000

  • 2Beds
  • 1Baths
  • 843SqFt
  • 1941Year
  • 67x151x67x151Lot
  • 236Days on market

About this home

Welcome to this charming and well-loved home, perfect for first-time home buyers seeking a cozy yet versatile living space! The main level features two comfortable bedrooms with heated square footage. However, the true treasure of this home lies in the additional flex space upstairs. While the ceiling height of 6’10” just misses the 7-foot requirement to be counted as heated square footage, don't let that limit your imagination. The two extra rooms with hall closets offer limitless possibilities—whether you envision a home office, guest room, hobby area, or additional storage. This home exudes charm and has been well maintained. Conveniently located near schools, shopping, and restaurants, it provides easy access to all your essential needs. Don’t miss the chance to own a home that beautifully combines character with adaptability. Schedule your visit today and see how you can make this delightful space your own!

Property details

Beds
2
Baths
1
SqFt
843
Lot
67x151x67x151
Year built
1941
Type
Single Family
Days on market
236
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Linoleum, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,398/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues

Down payment

$9,500 down · $180,500 financed

Income to qualify (28% rule)

~$59,931 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.