Skip to content
John KurtzCharlotte · NC

View all 44 photos →

Bakersville · Bakersville, NC

3206 Fork Mountain Road

Bakersville, NC · 853 sqft

$317,500

  • 3Beds
  • 2Baths
  • 853SqFt
  • 1996Year
  • 3Days on market

About this home

The sound of Little Rock Creek sets the tone for life at this mountain cabin retreat, where rushing water, mature trees, and scenic valley views create a setting that feels miles away from the pace of everyday life. Relax on the screened porch overlooking the creek, listen to the water flow over the rocks below, and enjoy the natural beauty that surrounds the property year-round.

Inside, the 3-bedroom, 2-bath home blends rustic character with thoughtful updates. A fully remodeled kitchen features custom countertops and all-new appliances, while the dramatic vaulted living room showcases soaring ceilings, wood floors, and a stone fireplace that anchors the heart of the home. An upstairs bedroom opens to a private balcony, offering another peaceful spot to take in the surrounding landscape.

Apple and pear trees add seasonal charm to the property, while the outdoor living spaces make it easy to enjoy the sights and sounds of the creek. Whether you're looking for a full-time residence, mountain getaway, or investment opportunity, this property offers a unique combination of comfort, character, and an exceptional creekside setting.

Property details

Beds
3
Baths
2
SqFt
853
Lot
Year built
1996
Type
Single Family
Days on market
3
Style
Cabin
Heating
Oil, Wood Stove, Other - See Remarks
Cooling
Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood
View
Mountain(s), Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,336/ month

Principal & interest
$1,966
Property tax (~1.05%)
$277
Homeowners insurance
$92
HOA dues

Down payment

$15,875 down · $301,625 financed

Income to qualify (28% rule)

~$100,147 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.