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John KurtzCharlotte · NC

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Monroe · Monroe, NC

3209 Stump Lake Drive

Monroe, NC · 1,821 sqft

$489,900

Reduced from $499,900

  • 3Beds
  • 2.5Baths
  • 1,821SqFt
  • 2002Year
  • 37Days on market

About this home

Welcome to 3209 Stump Lake Drive! Tucked away on a quiet cul-de-sac in a charming one-street neighborhood, this 3-bedroom, 2.5-bath home offers the perfect blend of privacy, space, and convenience. Situated on approximately 1.18 acres with a beautifully wooded front lot, the setting feels peaceful and secluded while still being just minutes from everything. Inside, you’ll find a versatile flex space ideal for a home office, playroom, or additional living area. The home is thoughtfully designed for both everyday living and entertaining, with a welcoming layout that flows seamlessly to the outdoor spaces. Step out onto the spacious deck and take in the serene pond views, an ideal spot for morning coffee or unwinding at the end of the day. With no HOA restrictions, you’ll enjoy the freedom to truly make this property your own. Conveniently located near the Monroe Bypass, commuting is a breeze while still enjoying the quiet, tucked-away feel of this hidden gem. If you’re looking for space, flexibility and a property with room to grow, this one is worth a closer look. Reach out today with questions or to schedule your private showing.

Property details

Beds
3
Baths
2.5
SqFt
1,821
Lot
Year built
2002
Type
Single Family
Days on market
37
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate
View
Water

Features

  • Attic Other
  • Entrance Foyer
  • Garden Tub
  • Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,605/ month

Principal & interest
$3,034
Property tax (~1.05%)
$428
Homeowners insurance
$142
HOA dues

Down payment

$24,495 down · $465,405 financed

Income to qualify (28% rule)

~$154,527 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.