Morganton · Morganton, NC
321 Winding Creek Drive
Morganton, NC · 2,694 sqft
$599,900
- 4Beds
- 3.5Baths
- 2,694SqFt
- 2007Year
- 13Days on market
About this home
Charming Craftsman-style home with 4 bedrooms and 3.5 baths across three finished levels in a desirable neighborhood, offering comfortable spaces for everyday living and gathering. The main level features a living room with gas fireplace, kitchen with custom cabinets, granite countertops, stainless steel appliances, and a primary suite with whirlpool tub, tile shower, double vanity, and walk-in closet.Upstairs offers two spacious bedrooms and a full bath. The finished lower level includes a family/media room, fourth bedroom, full bath, and second kitchen—ideal for an in-law suite with separate entrance.Oversized two-car garage with attic storage, covered front porch with stone columns, back deck overlooking a private yard, and outdoor storage unit included. New roof (2022) and underground dog fence. Includes adjacent 0.79-acre lot (cannot be sold separately). Move-in ready!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,694
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 13
- Garage
- 2
- Heating
- Electric
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,415/ month
- Principal & interest
- $3,715
- Property tax (~1.05%)
- $524
- Homeowners insurance
- $174
- HOA dues
- —
Down payment
$29,995 down · $569,905 financed
Income to qualify (28% rule)
~$189,224 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.