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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

322 Balmy Lane

Rutherfordton, NC

$149,000

Reduced from $199,000

  • 4Beds
  • 2Baths
  • 0SqFt
  • 2002Year
  • 49Days on market

About this home

Back on Market as of 4/30 due to inspection Incredible opportunity awaits w/this large 4BR Doublewide on extremely private 2.53 acres w/frontage on Cathey's Creek at a fantastic CASH ONLY price! Will not qualify for financing. Home can be lived in while working on it. Heat pump doesn't currently work - needs a blower fan motor ($1,917.44 estimate from Rutherford Heating & Air). Huge deck is deteriorated, needs removal & is unsafe to walk on (Seller has an estimate for cost of deck removal). Enclosed front porch/sunroom has separate heat & air (condition unknown). Huge open great room w/living & dining areas. Kitchen w/breakfast bar, center island, and good cabinet & counter space. Primary Bedroom w/large walk-in closet and bathroom w/soaking tub & separate shower. There is a large concrete driveway w/lots of room for parking. Storage shed. There is also an outbuilding/studio. Call for details.

Property details

Beds
4
Baths
2
SqFt
0
Lot
Year built
2002
Type
Single Family
Days on market
49
Heating
Heat Pump, Other - See Remarks
Cooling
Heat Pump, Other - See Remarks
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Breakfast Bar
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Other - See Remarks
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,096/ month

Principal & interest
$922
Property tax (~1.05%)
$130
Homeowners insurance
$43
HOA dues

Down payment

$7,450 down · $141,550 financed

Income to qualify (28% rule)

~$46,998 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.