Oak Island · Oak Island, NC
322 NE 57th Street NE #28&S
Oak Island, NC · 1,689 sqft
$665,000
Reduced from $730,000
- 3Beds
- 2Baths
- 1,689SqFt
- 1993Year
- 120' x 82' x 119' x 83'Lot
- 73Days on market
About this home
PRICE IMPROVEMENT BELOW Appraised Value completed in April 2026. Motivated Sellers!! Welcome home to Coastal Living featuring this newly updated and charming 3-bed, 2-bath ranch centrally located on Oak Island, North Carolina. Featuring 1,689 square feet of comfortable coastal living with new LVP flooring throughout the home, new paint and updated fixtures. Enter the home from large rocking chair porch and screen porch on one side. Immerse yourself in the fully fenced in back yard featuring new back deck, outdoor shower, concrete pad and a shed for storage; perfect for pets, entertaining, or relaxing in the island breeze. Centrally located, direct access to the beach and minutes away from shops, dining, and all the best Oak Island amenities. A wonderful blend of convenience, comfort, and coastal charm. *Recent April 2026 appraisal completed— property is now listed below appraised value. The listed price reductions are from the Sellers strategically adjusted pricing to align with current market conditions, not due to property condition. Home has been well maintained with no known issues. Excellent opportunity for buyers seeking value and potential instant equity in a beach property.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,689
- Lot
- 120' x 82' x 119' x 83'
- Year built
- 1993
- Type
- Single Family
- Days on market
- 73
- Garage
- 1
- Heating
- Electric
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- In-Ground Irrigation
- Outdoor Shower
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,894/ month
- Principal & interest
- $4,118
- Property tax (~1.05%)
- $581
- Homeowners insurance
- $193
- HOA dues
- —
Down payment
$33,250 down · $631,750 financed
Income to qualify (28% rule)
~$209,759 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.