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John KurtzCharlotte · NC

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Hickory · Hickory, NC

323 4th Street Place SW

Hickory, NC · 1,434 sqft

$249,900

Reduced from $265,000

  • 3Beds
  • 2Baths
  • 1,434SqFt
  • 1940Year
  • 101Days on market

About this home

Step into the timeless charm of this 1940 Cape Cod full of character, craftsmanship, and classic details that are harder to find today. Solid interior doors, vintage hardware, built-ins, and period touches give this home a warm, inviting feel from the moment you enter. The main level offers a welcoming foyer, a cozy living room, a dedicated dining room, a galley-style kitchen, 1 spacious bedroom, 1 full bath, and a convenient laundry room. Upstairs you’ll find 2 additional bedrooms, each featuring two closets plus built-ins, along with a second full bath. A partial basement with both interior and exterior access offers extra storage and potential for work space. Located approximately ½ mile from the vibrant downtown district, you’ll enjoy easy access to shops, restaurants, galleries, and a growing lineup of community events. Just 1 mile to Frye Regional Medical Center and 5 miles to Catawba Valley Medical Center, this home offers excellent proximity for work, travel, and everyday convenience. Whether you're a first-time buyer looking for a home with character or an investor seeking an opportunity for rental income or a potential short-term rental, this Cape Cod delivers charm, location, and versatility. Come see the possibilities and make it your own!

Property details

Beds
3
Baths
2
SqFt
1,434
Lot
Year built
1940
Type
Single Family
Days on market
101
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,547
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$78,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.