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John KurtzCharlotte · NC

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Troy · Troy, NC

324 Pinecrest Circle

Troy, NC · 1,167 sqft

$255,000

  • 3Beds
  • 2Baths
  • 1,167SqFt
  • 1996Year
  • 28Days on market

About this home

Nestled within the serene, gated community of Carolina Forest, this charming retreat on Lots 14 and 28 offers the perfect blend of comfort and potential near the shores of Lake Tillery. The inviting main level features a spacious kitchen and a cozy den, alongside a primary suite and two additional bedrooms designed for relaxation. Downstairs, the versatile basement provides a warm and functional space year-round thanks to a dedicated wall gas heater, making it an ideal spot for a hobbyist’s workshop or an expanded living area. With its prime location near community amenities and the natural beauty of the Uwharrie Forest, this property is a rare find waiting for your personal touch to truly shine.

Property details

Beds
3
Baths
2
SqFt
1,167
Lot
Year built
1996
Type
Single Family
Days on market
28
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
HOA dues
$1,640 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,013/ month

Principal & interest
$1,579
Property tax (~1.05%)
$223
Homeowners insurance
$74
HOA dues
$136

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$86,291 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.