Rock Hill · Rock Hill, SC
328 Mill Ridge Road
Rock Hill, SC · 2,485 sqft
$580,000
- 4Beds
- 3Baths
- 2,485SqFt
- 2016Year
- 44Days on market
About this home
Nestled on a charming rocking-chair front porch, this beautiful home invites you in with most walls freshly painted and gleaming hardwood floors thru out. The open kitchen is a chef's dream, featuring a spacious island with granite countertops, 42-inch cabinets with crown molding, a stylish back splash, and sleek stainless-steel appliances. The primary bedroom is conveniently located on the main floor, boasts a luxurious bath including a spacious closet, walk-in shower, granite dual vanity and built ins. The laundry room is also on the main level. The secondary bedrooms are separated by a full guest bath. Upstairs, you will find a versatile fourth bedroom and bath, along with flexible space perfect for an office, playroom or recreation room, plus abundant walk-in storage areas. The screened porch is so inviting for morning coffee or just enjoy being outside. The home's exterior was freshly painted in 2025. Upgrades abound, including a surround sound entertainment system, UV HVAC air scrubber, new 10-year termite bond, new owner to maintain yearly inspections, gas fireplace, gas appliances, and tall ceilings and doorways. Custom Elfa shelving in the primary closet, pantry and garage. Close access to Riverwalk trails and greenspace.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,485
- Lot
- —
- Year built
- 2016
- Type
- Single Family
- Days on market
- 44
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- HOA dues
- $1,195 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,368/ month
- Principal & interest
- $3,592
- Property tax (~1.05%)
- $507
- Homeowners insurance
- $169
- HOA dues
- $99
Down payment
$29,000 down · $551,000 financed
Income to qualify (28% rule)
~$187,215 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.