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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

3285 Horse Shoe Trail

Fort Mill, SC · 2,168 sqft

$550,000

  • 3Beds
  • 2Baths
  • 2,168SqFt
  • 1993Year
  • 151x289x217x328Lot
  • 1Days on market

About this home

Welcome home to this well-maintained brick ranch nestled on a beautiful 1.41-acre lot with no HOA! Tucked within a small enclave community, this property offers the perfect combination of privacy, mature landscaping and convenient access to everything Fort Mill has to offer.

A welcoming rocking chair front porch sets the tone for the warmth and charm found throughout. The spacious kitchen features Corian countertops, stainless steel appliances and abundant workspace, with all kitchen appliances conveying. The washer and gas dryer also remain, making this home truly move-in ready.

The large primary suite offers a walk-in closet and an updated ensuite bath featuring a tile shower, dual vanities and granite countertops. The sunroom, converted from a former screened porch and included in the heated living area, provides additional flexible space to relax and enjoy views of the backyard.

Outdoor living is a highlight with an above-ground pool accessed directly from the deck, creating the feel of an in-ground pool. Recent updates include a new pool liner (2025) and pool pump (2026). A separate 16' x 12' workshop with power, plus an attached 16' x 10' lean-to with power, provides excellent space for hobbies, storage, or projects.

Additional features include replacement windows throughout most of the home, a whole-house water filtration system (2025), kitchen sink water filter (2022), extended septic field, and an oversized side-load two-car garage with epoxy flooring and built-in cabinetry (garage refrigerator conveys).

If you've been searching for room to breathe, mature landscaping, and the freedom of no HOA, this exceptional Fort Mill property deserves a closer look. Enjoy quick access to I-77, shopping, dining, and all the amenities that make Fort Mill one of the area's most desirable places to call home.

Property details

Beds
3
Baths
2
SqFt
2,168
Lot
151x289x217x328
Year built
1993
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$173,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.