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John KurtzCharlotte · NC

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Shelby · Shelby, NC

3319 Humphries Road

Shelby, NC · 2,678 sqft

$435,000

Reduced from $525,000

  • 3Beds
  • 2Baths
  • 2,678SqFt
  • 1971Year
  • 266Days on market

About this home

Split level home with space to grow. The main level features a kitchen, family room/dining, living room and there is a rock fireplace. The upper level features 3 bedrooms and 1 bathroom. The basement level features a kitchen/living combination plus a flex room and bathroom and a washer/dryer hookup area. The pool area features beautiful landscaping and there is a detached pool house that has two flex spaces with closets plus a bath and spacious living room and kitchen space with a porch overlooking the pool. The basement foundation of the pool/guest house has been a commercial kitchen. There is also a detached carport and shed in the back of the guest house area. Heat and air approximately 3 years old plus the home has had updates to insulation and crawlspace area for added efficiency.

Property details

Beds
3
Baths
2
SqFt
2,678
Lot
Year built
1971
Type
Single Family
Days on market
266
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement, Crawl Space, Other - See Remarks
Flooring
Carpet, Laminate, Vinyl, Other - See Remarks

Features

  • Attic Stairs Pulldown
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,201/ month

Principal & interest
$2,694
Property tax (~1.05%)
$380
Homeowners insurance
$126
HOA dues

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$137,211 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.