Lake Lure · Lake Lure, NC
334 Willow Top Lane
Lake Lure, NC · 4,007 sqft
$1,095,000
Reduced from $1,170,000
- 3Beds
- 4.5Baths
- 4,007SqFt
- 2014Year
- 60Days on market
About this home
Set at the end of a private cul-de-sac and backing directly to a mountain stream and walking trail, this exceptional custom residence offers a rare combination of unobstructed long-range mountain views, total privacy, and protected natural surroundings. Located within the gated, 800-acre Vista at Bill’s Mountain community—home to fewer than 100 residences—this property delivers the seclusion and tranquility discerning buyers seek, without isolation.
The 4,000+ sq ft home is thoughtfully designed for both everyday living and refined entertaining, featuring an open floor plan, soaring ceilings, and expansive windows that frame the surrounding mountains. The primary suite is conveniently located on the main level and opens to outdoor living spaces anchored by a dramatic stone, double-sided indoor/outdoor fireplace. A chef’s kitchen with top-tier stainless appliances, hardwood flooring, and multiple decks create seamless indoor-outdoor flow throughout the home.
The lower levels provide generous accommodations for guests or multi-use living, including two spacious bonus rooms with closets, flexible recreation areas, and direct access to nature just beyond the property. Enjoy the rare advantage of no homes beyond the view line, with the sights and sounds of the adjacent stream enhancing the home’s peaceful setting.
Property details
- Beds
- 3
- Baths
- 4.5
- SqFt
- 4,007
- Lot
- —
- Year built
- 2014
- Type
- Single Family
- Days on market
- 60
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement
- Flooring
- Tile, Wood
- View
- Mountain(s)
- HOA dues
- $250 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,309/ month
- Principal & interest
- $6,781
- Property tax (~1.05%)
- $958
- Homeowners insurance
- $319
- HOA dues
- $250
Down payment
$54,750 down · $1,040,250 financed
Income to qualify (28% rule)
~$356,106 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.