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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

334 Willow Top Lane

Lake Lure, NC · 4,007 sqft

$1,095,000

Reduced from $1,170,000

  • 3Beds
  • 4.5Baths
  • 4,007SqFt
  • 2014Year
  • 60Days on market

About this home

Set at the end of a private cul-de-sac and backing directly to a mountain stream and walking trail, this exceptional custom residence offers a rare combination of unobstructed long-range mountain views, total privacy, and protected natural surroundings. Located within the gated, 800-acre Vista at Bill’s Mountain community—home to fewer than 100 residences—this property delivers the seclusion and tranquility discerning buyers seek, without isolation.

The 4,000+ sq ft home is thoughtfully designed for both everyday living and refined entertaining, featuring an open floor plan, soaring ceilings, and expansive windows that frame the surrounding mountains. The primary suite is conveniently located on the main level and opens to outdoor living spaces anchored by a dramatic stone, double-sided indoor/outdoor fireplace. A chef’s kitchen with top-tier stainless appliances, hardwood flooring, and multiple decks create seamless indoor-outdoor flow throughout the home.

The lower levels provide generous accommodations for guests or multi-use living, including two spacious bonus rooms with closets, flexible recreation areas, and direct access to nature just beyond the property. Enjoy the rare advantage of no homes beyond the view line, with the sights and sounds of the adjacent stream enhancing the home’s peaceful setting.

Property details

Beds
3
Baths
4.5
SqFt
4,007
Lot
Year built
2014
Type
Single Family
Days on market
60
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Mountain(s)
HOA dues
$250 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,309/ month

Principal & interest
$6,781
Property tax (~1.05%)
$958
Homeowners insurance
$319
HOA dues
$250

Down payment

$54,750 down · $1,040,250 financed

Income to qualify (28% rule)

~$356,106 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.