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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

334 Willow Top Lane

Lake Lure, NC · 3,885 sqft

$1,095,000

  • 3Beds
  • 3.5Baths
  • 3,885SqFt
  • 2014Year
  • 1Days on market

About this home

Where panoramic mountain views meet the feel of a private rainforest retreat, this one-of-a-kind custom home creates an experience unlike anything else on the market. Positioned at the very end of a quiet cul-de-sac inside the gated Vista at Bill’s Mountain community, the property is surrounded by protected natural beauty, with a rushing mountain stream and walking trail just beyond the backyard. From sunrise over the long-range mountain views to evenings spent listening to the sounds of the creek from your deck, every space was designed to connect you with nature while still offering refined luxury and comfort. Expansive windows flood the home with natural light, soaring ceilings create an impressive sense of scale, and the open-concept layout flows effortlessly for entertaining or everyday living. The heart of the home is anchored by a dramatic stone fireplace that seamlessly connects indoor and outdoor living areas, while the chef’s kitchen offers premium stainless appliances, generous gathering space, and easy access to multiple outdoor decks. The main-level primary suite provides a peaceful escape with direct access to the outdoor living spaces, creating the perfect place to unwind after a day in the mountains. The lower levels offer incredible flexibility with spacious recreation areas, guest accommodations, and bonus rooms ideal for additional sleeping quarters, office space, or hobby rooms. With no homes beyond your view line and fewer than 100 homes throughout this 800-acre gated community, privacy here feels truly unmatched. This is not simply a mountain home—it’s a secluded sanctuary where luxury and nature exist in perfect balance.

Property details

Beds
3
Baths
3.5
SqFt
3,885
Lot
Year built
2014
Type
Single Family
Days on market
1
Garage
2
Style
Arts and Crafts
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
View
Long Range, Mountain(s), Year Round
HOA dues
$200 / mo

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,259/ month

Principal & interest
$6,781
Property tax (~1.05%)
$958
Homeowners insurance
$319
HOA dues
$200

Down payment

$54,750 down · $1,040,250 financed

Income to qualify (28% rule)

~$353,964 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.