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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

338 Plantation Way

Mount Gilead, NC · 3,626 sqft

$1,350,000

  • 4Beds
  • 4Baths
  • 3,626SqFt
  • 2008Year
  • approx 164 ft of shorelineLot
  • 114Days on market

About this home

Exceptional Lake Tillery retreat designed for luxury full time, vacation, or multi-generational living in gated neighborhood. With 4 bedrooms and 4 full bathrooms, this thoughtfully crafted residence offers a private bedroom suite on both the main level and basement level, each with an en suite bath. Plus there is an additional bedroom and full bath on both levels—providing refined comfort and privacy throughout. Main level primary suite bathroom includes sauna along with garden tub and a tile shower. The split bedroom design enhances the home’s livability. An open-concept kitchen, living, and dining area creates an elegant setting for entertaining. An elevator provides effortless access to the lower level. Laundry rooms are conveniently located on both levels. The basement level features a wet bar and entertainment area, ideal for hosting or unwinding after a day on the lake. Outdoor living shines with a spacious back deck and covered patio below. Attached two car garage with a storage closet plus a separate lake side mechanical room offers additional storage or workshop flexibility. At the dock, there is ample room for hosting with the top level sun deck and shaded deck area below. This is a rare opportunity to enjoy a well-appointed, flexible floor plan perfectly suited for elevated lake living on Lake Tillery.

Property details

Beds
4
Baths
4
SqFt
3,626
Lot
approx 164 ft of shoreline
Year built
2008
Type
Single Family
Days on market
114
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
View
Water, Winter, Year Round
HOA dues
$925 / yr

Features

  • Breakfast Bar
  • Elevator
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Sauna
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$10,013/ month

Principal & interest
$8,360
Property tax (~1.05%)
$1,181
Homeowners insurance
$393
HOA dues
$77

Down payment

$67,500 down · $1,282,500 financed

Income to qualify (28% rule)

~$429,129 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.