Skip to content
John KurtzCharlotte · NC

View all 48 photos →

Monroe · Monroe, NC

3406 Peninsula Court

Monroe, NC · 2,474 sqft

$800,000

  • 3Beds
  • 2.5Baths
  • 2,474SqFt
  • 1994Year
  • 1Days on market

About this home

Welcome to lakefront living at its finest! This beautiful 3-bedroom, 2.5-bath brick ranch on Lake Twitty combines timeless charm with thoughtful modern updates. Freshly refinished hardwood floors and fresh interior paint create a bright, inviting atmosphere throughout. The renovated bathrooms feature stylish finishes and contemporary touches, while custom built-ins flanking the fireplace add character and functionality to the spacious living area. Step outside and enjoy immaculate landscaping that showcases pride of ownership at every turn. A detached brick garage provides additional storage, workspace, or parking options. Whether you're relaxing by the water, entertaining guests, or simply enjoying the peaceful setting, this move-in-ready home offers the perfect blend of comfort, elegance, and lakefront charm.

Property details

Beds
3
Baths
2.5
SqFt
2,474
Lot
Year built
1994
Type
Single Family
Days on market
1
Garage
3
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
View
Water
HOA dues
$60 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,892/ month

Principal & interest
$4,954
Property tax (~1.05%)
$700
Homeowners insurance
$233
HOA dues
$5

Down payment

$40,000 down · $760,000 financed

Income to qualify (28% rule)

~$252,555 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.