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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

3407 Ratchford Drive

Gastonia, NC · 2,036 sqft

$389,500

  • 3Beds
  • 2.5Baths
  • 2,036SqFt
  • 1947Year
  • 8Days on market

About this home

Welcome to this beautifully updated 3 bedroom, 2.5 bath home with basement, perfectly situated on a private lot of nearly an acre in Gastonia. Offering a functional layout with flexible living spaces, this home combines comfort, updates, and convenience.

Inside, you’ll find an updated interior featuring spacious kitchen with stainless steel appliances, ample cabinet space, and room to gather and entertain. The large primary bedroom offers a relaxing retreat complete with an updated ensuite bathroom and stand in shower. Downstairs, the additional living area could easily serve as a 4th bedroom, recreation room, or media space, while the separate flex space makes a perfect home office, playroom, or gym.

Major updates include a 2025 roof, newer HVAC system, and septic system installed in 2023, providing peace of mind for years to come. The large basement offers excellent storage space and additional functionality.

Outside, enjoy the privacy and space of the expansive yard, ideal for entertaining, gardening, pets, or simply enjoying the peaceful setting.

Conveniently located with easy access to both Gastonia and the Charlotte metro area, residents enjoy an easy commute to Uptown Charlotte while being just minutes from Belmont, Lake Wylie, shopping, dining, and outdoor recreation. Outdoor enthusiasts will appreciate the close proximity to Crowders Mountain State Park, nearby lake access, parks, and green spaces offering opportunities for hiking, boating, and enjoying the outdoors.

This home offers the perfect blend of privacy, updates, and location.

Property details

Beds
3
Baths
2.5
SqFt
2,036
Lot
Year built
1947
Type
Single Family
Days on market
8
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,801/ month

Principal & interest
$2,412
Property tax (~0.85%)
$275
Homeowners insurance
$113
HOA dues

Down payment

$19,475 down · $370,025 financed

Income to qualify (28% rule)

~$120,076 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.