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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

341 Mills Creek Point

Lake Toxaway, NC · 5,827 sqft

$6,950,000

  • 4Beds
  • 4.5Baths
  • 5,827SqFt
  • 2025Year
  • 265Days on market

About this home

Perched high above Lake Toxaway, this exquisite new-construction residence offers one of the most captivating views in Western North Carolina, blending refined mountain living with every modern amenity. The thoughtfully designed four-bedroom home features a private elevator to all three levels, a gourmet chef’s kitchen with adjoining prep kitchen and pass-through bar, and expansive decks for entertaining or quiet reflection. The spa-inspired owner’s suite boasts heated floors, dual vanities, soaking tub, dual showers, and a private balcony with sweeping vistas. A home office, custom wine room, and smart-home integration add to the ease of daily living, while outdoor spaces invite connection—whether by the fireplace, in the hot tub, or around the gas fire pit. With a 3-car garage, EV charger, and customizable bonus room, every detail has been considered. Set within Lake Toxaway Estates, home to North Carolina’s largest private lake, the property also qualifies for membership (based on availability and application) at the prestigious Lake Toxaway Country Club, where world-class amenities and social opportunities await. Just beyond your doorstep lies Panthertown Valley, the largest and highest plateau east of the Mississippi, with endless miles of scenic trails for hiking and exploration. Within the community itself, residents enjoy access to private trails, serene landscapes, and the unparalleled sense of escape that defines Lake Toxaway. This is a rare opportunity to own a brand-new home in one of the region’s most coveted communities—where natural beauty, recreation, and luxury come together in perfect harmony.

Property details

Beds
4
Baths
4.5
SqFt
5,827
Lot
Year built
2025
Type
Single Family
Days on market
265
Garage
3
Heating
Heat Pump, Propane
Cooling
Central Air
Foundation
Crawl Space
View
Mountain(s), Water, Year Round
HOA dues
$4,085 / yr

Features

  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$51,492/ month

Principal & interest
$43,043
Property tax (~1.05%)
$6,081
Homeowners insurance
$2,027
HOA dues
$340

Down payment

$347,500 down · $6,602,500 financed

Income to qualify (28% rule)

~$2,206,804 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.