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John KurtzCharlotte · NC

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Whittier · Whittier, NC

3415 Conleys Creek Road

Whittier, NC · 1,200 sqft

$439,000

Reduced from $465,000

  • 3Beds
  • 3Baths
  • 1,200SqFt
  • 1989Year
  • 118Days on market

About this home

Welcome to this versatile and beautifully updated home offering both comfort and excellent income potential. The main level features two spacious bedrooms and two full bathrooms, with recently remodeled living spaces designed for modern living.

On the lower level, you'll find separate living quarters-ideal for rental income, extended family or guests, creating a great opportunity to offset your mortgage or generate extra revenue.

Situated on a large, level lot, this property includes a circular driveway, ample parking, and a one-car garage for added convenience. A brand-new roof adds peace of mind, while the spacious yard allows room for outdoor enjoyment, gardening, or future expansion - all complemented by the soothing sounds of a nearby creek.

Blending flexibility, functionality, and investment potential, this home is perfect for homeowners or savvy buyers looking for added value. Located just 4 minutes from Smoky Mountain Country Club and only 17 minutes from Western North Carolina's popular casino and resort destination, it's an ideal choice for the families, golfers, casino employees, or investors seeking dual-income potential.

Property details

Beds
3
Baths
3
SqFt
1,200
Lot
Year built
1989
Type
Single Family
Days on market
118
Garage
1
Style
Traditional
Heating
Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Slab
Flooring
Carpet

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,231/ month

Principal & interest
$2,718
Property tax (~1.05%)
$384
Homeowners insurance
$128
HOA dues

Down payment

$21,950 down · $417,050 financed

Income to qualify (28% rule)

~$138,472 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.