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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

342 N Cleghorn Street

Rutherfordton, NC · 1,012 sqft

$200,000

  • 2Beds
  • 1Baths
  • 1,012SqFt
  • 1940Year
  • 56Days on market

About this home

Positioned in the heart of downtown Rutherfordton, this beautifully remodeled bungalow offers the rare combination of quality craftsmanship, walkable mountain-town living and long-term value in one of Western North Carolina’s fastest-growing small towns. Thoughtfully renovated from top to bottom, the two-bedroom, one-bath home features vaulted exposed-beam ceilings, a charming fireplace, luxury vinyl plank flooring, solid-surface countertops, custom cabinetry, rustic hood vent, dedicated laundry room and tasteful designer finishes throughout. Major upgrades include new plumbing, electrical, windows, gutters, stucco siding, HVAC system and metal roof, delivering near-new confidence at an approachable price point. Directly across the street, Kiwanis Park and the Purple Martin Greenway provide immediate access to trails, green space, playgrounds and a dog park, while downtown coffee shops, restaurants, breweries, live music and festivals are just a short walk away — you can actually walk through the park straight to Main Street. Back on market through no fault of the home — previous buyer got cold feet after all requested repairs were completed and appraisal status was satisfactory. Now is the time to buy in vibrant downtown Rutherfordton before prices climb further.

Property details

Beds
2
Baths
1
SqFt
1,012
Lot
Year built
1940
Type
Single Family
Days on market
56
Style
Bungalow
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,471/ month

Principal & interest
$1,238
Property tax (~1.05%)
$175
Homeowners insurance
$58
HOA dues

Down payment

$10,000 down · $190,000 financed

Income to qualify (28% rule)

~$63,085 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.