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John KurtzCharlotte · NC

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Midland · Midland, NC

3420 Muddy Creek Road

Midland, NC · 1,744 sqft

$394,900

Reduced from $468,000

  • 3Beds
  • 2Baths
  • 1,744SqFt
  • 2007Year
  • 68Days on market

About this home

All-Brick ranch with MAJOR updates, including a new roof (2022), new HVAC (2024), and new windows (2024), providing peace of mind for years to come.

This well-maintained home offers a functional layout with a spacious bonus room upstairs, providing flexible space for an office, media room, or guest retreat.

The gourmet kitchen features premium stainless steel appliances, granite countertops, and abundant cabinetry for exceptional storage, including a built-in pantry in the laundry area. The primary suite offers a true spa-like retreat with a stunning custom tile shower large enough for two, creating a luxurious and relaxing space. The open living areas flow seamlessly to the private backyard, complete with a privacy fence, patio, pergola, and hot tub — perfect for relaxing or entertaining.

The beautifully landscaped front yard is enhanced with an irrigation system and remote-controlled exterior lighting for added curb appeal and ambiance.

Conveniently located in Midland, just a short drive to Charlotte, Monroe, Albemarle, and Concord, and near Rob Wallace Park for outdoor recreation and community activities.

Move-in ready and meticulously maintained.

Property details

Beds
3
Baths
2
SqFt
1,744
Lot
Year built
2007
Type
Single Family
Days on market
68
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$170 / yr

Features

  • Attic Stairs Pulldown
  • Above Ground Hot Tub / Spa
  • Hot Tub
  • In-Ground Irrigation
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,920/ month

Principal & interest
$2,445
Property tax (~1.05%)
$345
Homeowners insurance
$115
HOA dues
$14

Down payment

$19,745 down · $375,155 financed

Income to qualify (28% rule)

~$125,169 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.