Morganton · Morganton, NC
3432 Ridgewood Drive
Morganton, NC · 1,728 sqft
$339,900
- 3Beds
- 2.5Baths
- 1,728SqFt
- 1988Year
- 3Days on market
About this home
Coming Soon - Showings Available 05/16/2026 & after
Private Retreat on 1.896 Acres in Desirable Ridgewood – Pool, Updates & Space to Entertain!
Welcome to your own private oasis just outside the city limits of Morganton! Nestled at the end of a quiet cul-de-sac in the sought-after Ridgewood subdivision, this 3-bedroom, 2.5-bath home sits on a beautifully wooded 1.896-acre lot with mature landscaping—offering the perfect blend of privacy, comfort, and convenience.
Step onto the inviting front porch and into a warm, welcoming interior featuring hardwood floors, recessed lighting, and an updated kitchen complete with stylish cabinetry, a center island with seating, and stainless steel appliances—ideal for everyday living and entertaining.
The lower level boasts a spacious family room with a real wood-burning fireplace, creating the perfect cozy gathering space, along with a half bath and laundry area. The basement provides a large utility/storage room with ample space and a second refrigerator.
Upstairs, you’ll find a comfortable primary suite with an en-suite bath and walk-in shower, plus two additional bedrooms and a full guest bath with a tub/shower combo.
Outdoor living shines here! Enjoy the terraced rear deck, private in-ground swimming pool, and basketball goal—perfect for hosting, relaxing, and making lasting memories.
Recent upgrades include: Durable metal roof, Pella tilt-in windows, Storm doors, and a Triple sliding glass door with built-in blinds
This home offers space, privacy, and modern updates—all in a highly desirable location. Don’t miss your chance to own this exceptional property!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,728
- Lot
- —
- Year built
- 1988
- Type
- Single Family
- Days on market
- 3
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement, Slab
- Flooring
- Carpet, Tile, Wood
Features
- Kitchen Island
- Pantry
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,501/ month
- Principal & interest
- $2,105
- Property tax (~1.05%)
- $297
- Homeowners insurance
- $99
- HOA dues
- —
Down payment
$16,995 down · $322,905 financed
Income to qualify (28% rule)
~$107,213 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.