Skip to content
John KurtzCharlotte · NC

View all 36 photos →

Morganton · Morganton, NC

3432 Ridgewood Drive

Morganton, NC · 1,728 sqft

$339,900

  • 3Beds
  • 2.5Baths
  • 1,728SqFt
  • 1988Year
  • 3Days on market

About this home

Coming Soon - Showings Available 05/16/2026 & after

Private Retreat on 1.896 Acres in Desirable Ridgewood – Pool, Updates & Space to Entertain!

Welcome to your own private oasis just outside the city limits of Morganton! Nestled at the end of a quiet cul-de-sac in the sought-after Ridgewood subdivision, this 3-bedroom, 2.5-bath home sits on a beautifully wooded 1.896-acre lot with mature landscaping—offering the perfect blend of privacy, comfort, and convenience.

Step onto the inviting front porch and into a warm, welcoming interior featuring hardwood floors, recessed lighting, and an updated kitchen complete with stylish cabinetry, a center island with seating, and stainless steel appliances—ideal for everyday living and entertaining.

The lower level boasts a spacious family room with a real wood-burning fireplace, creating the perfect cozy gathering space, along with a half bath and laundry area. The basement provides a large utility/storage room with ample space and a second refrigerator.

Upstairs, you’ll find a comfortable primary suite with an en-suite bath and walk-in shower, plus two additional bedrooms and a full guest bath with a tub/shower combo.

Outdoor living shines here! Enjoy the terraced rear deck, private in-ground swimming pool, and basketball goal—perfect for hosting, relaxing, and making lasting memories.

Recent upgrades include: Durable metal roof, Pella tilt-in windows, Storm doors, and a Triple sliding glass door with built-in blinds

This home offers space, privacy, and modern updates—all in a highly desirable location. Don’t miss your chance to own this exceptional property!

Property details

Beds
3
Baths
2.5
SqFt
1,728
Lot
Year built
1988
Type
Single Family
Days on market
3
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement, Slab
Flooring
Carpet, Tile, Wood

Features

  • Kitchen Island
  • Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,501/ month

Principal & interest
$2,105
Property tax (~1.05%)
$297
Homeowners insurance
$99
HOA dues

Down payment

$16,995 down · $322,905 financed

Income to qualify (28% rule)

~$107,213 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.