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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

345 Lower Switchback Road

Union Mills, NC · 1,971 sqft

$517,000

Reduced from $524,000

  • 3Beds
  • 2Baths
  • 1,971SqFt
  • 2002Year
  • 51Days on market

About this home

Escape to the mountains with this spacious cabin offering nearly 2,000 square feet of comfortable living space plus a full basement on 5.72 private acres. Though it's just a short distance from the community entrance you will enjoy long-range mountain views stretching as far as Crowders Mountain while relaxing on the expansive wraparound deck that surrounds the main level—perfect for entertaining or simply taking in the peaceful setting. Inside, the home features a spacious kitchen with a breakfast bar that opens to the main living area, creating a welcoming space for gathering with family and friends. Storage is abundant throughout the home, providing plenty of room for organization and hobbies. The partially finished basement adds incredible versatility, serving as a garage while also offering heated and cooled space that includes a dedicated office or craft room and an exceptional wood shop complete with a dust collection system—ideal for woodworking enthusiasts or anyone needing a serious workshop area. The cabin exterior was freshly stained in August 2025, and wood bee treatment is in place through December, offering added protection and peace of mind. With privacy, usable acreage, and stunning mountain views, this unique property combines mountain charm with practical space for work, hobbies, and everyday living.

Property details

Beds
3
Baths
2
SqFt
1,971
Lot
Year built
2002
Type
Single Family
Days on market
51
Style
Cabin
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Basement
View
Long Range, Mountain(s), Year Round
HOA dues
$475 / yr

Features

  • Breakfast Bar
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,844/ month

Principal & interest
$3,201
Property tax (~1.05%)
$452
Homeowners insurance
$150
HOA dues
$39

Down payment

$25,850 down · $491,150 financed

Income to qualify (28% rule)

~$164,772 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.