Union Mills · Union Mills, NC
345 Lower Switchback Road
Union Mills, NC · 1,971 sqft
$517,000
Reduced from $524,000
- 3Beds
- 2Baths
- 1,971SqFt
- 2002Year
- 51Days on market
About this home
Escape to the mountains with this spacious cabin offering nearly 2,000 square feet of comfortable living space plus a full basement on 5.72 private acres. Though it's just a short distance from the community entrance you will enjoy long-range mountain views stretching as far as Crowders Mountain while relaxing on the expansive wraparound deck that surrounds the main level—perfect for entertaining or simply taking in the peaceful setting. Inside, the home features a spacious kitchen with a breakfast bar that opens to the main living area, creating a welcoming space for gathering with family and friends. Storage is abundant throughout the home, providing plenty of room for organization and hobbies. The partially finished basement adds incredible versatility, serving as a garage while also offering heated and cooled space that includes a dedicated office or craft room and an exceptional wood shop complete with a dust collection system—ideal for woodworking enthusiasts or anyone needing a serious workshop area. The cabin exterior was freshly stained in August 2025, and wood bee treatment is in place through December, offering added protection and peace of mind. With privacy, usable acreage, and stunning mountain views, this unique property combines mountain charm with practical space for work, hobbies, and everyday living.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,971
- Lot
- —
- Year built
- 2002
- Type
- Single Family
- Days on market
- 51
- Style
- Cabin
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Foundation
- Basement
- View
- Long Range, Mountain(s), Year Round
- HOA dues
- $475 / yr
Features
- Breakfast Bar
- Entrance Foyer
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,844/ month
- Principal & interest
- $3,201
- Property tax (~1.05%)
- $452
- Homeowners insurance
- $150
- HOA dues
- $39
Down payment
$25,850 down · $491,150 financed
Income to qualify (28% rule)
~$164,772 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.