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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

35 Cotton Creek Circle

Black Mountain, NC · 1,560 sqft

$589,000

Reduced from $625,000

  • 3Beds
  • 2Baths
  • 1,560SqFt
  • 2004Year
  • 91Days on market

About this home

This lovely 3-bedroom, 2 bathroom home is in the treasured Black Mountain neighborhood of Cotton Creek with a creek and greenway just steps away, & downtown Black Mountain is only 1 mile away. Enjoy mountain views from all around the house and the benefits of a corner lot. On the main floor: an open living room flows into the dining and kitchen area w/wood floors & fire place, primary bedroom w/ en-suite & walk in closet, laundry room, indoor access to the two car garage, and an additional south facing sunroom for additional primary space, office, or dining with access to the ample and private fenced back yard. Upstairs: 2 bedrooms with lots of light & a conveniently located full bath in between both bedrooms. Motivated seller, bring all offers! Current list price is $33,300 below tax value. This home has been respectfully cared for and is in a great location; if you chose to, you can enjoy your home and neighborhood, be downtown to eat out or shop in two minutes, walk by the creek, and take in mountain views everyday.

Property details

Beds
3
Baths
2
SqFt
1,560
Lot
Year built
2004
Type
Single Family
Days on market
91
Garage
2
Heating
Central, Natural Gas, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air, Ductless, Heat Pump, Other - See Remarks
Foundation
Crawl Space, Pillar/Post/Pier, Slab, Other - See Remarks
Flooring
Carpet, Tile, Vinyl, Wood
View
Long Range, Mountain(s), Winter, Year Round

Features

  • Attic Other
  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,335/ month

Principal & interest
$3,647
Property tax (~1.05%)
$515
Homeowners insurance
$171
HOA dues

Down payment

$29,450 down · $559,550 financed

Income to qualify (28% rule)

~$185,786 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.