Black Mountain · Black Mountain, NC
35 Cotton Creek Circle
Black Mountain, NC · 1,560 sqft
$589,000
Reduced from $625,000
- 3Beds
- 2Baths
- 1,560SqFt
- 2004Year
- 91Days on market
About this home
This lovely 3-bedroom, 2 bathroom home is in the treasured Black Mountain neighborhood of Cotton Creek with a creek and greenway just steps away, & downtown Black Mountain is only 1 mile away. Enjoy mountain views from all around the house and the benefits of a corner lot. On the main floor: an open living room flows into the dining and kitchen area w/wood floors & fire place, primary bedroom w/ en-suite & walk in closet, laundry room, indoor access to the two car garage, and an additional south facing sunroom for additional primary space, office, or dining with access to the ample and private fenced back yard. Upstairs: 2 bedrooms with lots of light & a conveniently located full bath in between both bedrooms. Motivated seller, bring all offers! Current list price is $33,300 below tax value. This home has been respectfully cared for and is in a great location; if you chose to, you can enjoy your home and neighborhood, be downtown to eat out or shop in two minutes, walk by the creek, and take in mountain views everyday.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,560
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Days on market
- 91
- Garage
- 2
- Heating
- Central, Natural Gas, Other - See Remarks
- Cooling
- Ceiling Fan(s), Central Air, Ductless, Heat Pump, Other - See Remarks
- Foundation
- Crawl Space, Pillar/Post/Pier, Slab, Other - See Remarks
- Flooring
- Carpet, Tile, Vinyl, Wood
- View
- Long Range, Mountain(s), Winter, Year Round
Features
- Attic Other
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,335/ month
- Principal & interest
- $3,647
- Property tax (~1.05%)
- $515
- Homeowners insurance
- $171
- HOA dues
- —
Down payment
$29,450 down · $559,550 financed
Income to qualify (28% rule)
~$185,786 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.