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John KurtzCharlotte · NC

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Monroe · Monroe, NC

3504 Becky Lane

Monroe, NC · 1,528 sqft

$187,000

  • 3Beds
  • 2Baths
  • 1,528SqFt
  • 1991Year
  • 6Days on market

About this home

If you’ve been looking for space, privacy, and potential without breaking the budget—this is it.

Situated on just under an acre (.99 acres) with no HOA and only county taxes, this property offers a rare amount of land for the price point while still being just minutes from shopping, restaurants, and downtown Monroe.

Inside, you’ll find a split floorplan that provides separation between the primary suite and secondary bedrooms. The kitchen features a bar area that opens to the main living space, creating a natural flow for everyday living and gathering.

Step outside and enjoy a spacious backyard with mature trees and plenty of room to spread out, along with a storage shed for added convenience. The covered front porch adds charm and a great place to relax.

The home is being sold as-is, and the seller has indicated the HVAC system is not currently operational and a window unit works fine. The price reflects this, offering a great opportunity for a buyer ready to make updates and add value.

If you’ve been waiting for a property with land, flexibility, and upside—this is one to see.

Property details

Beds
3
Baths
2
SqFt
1,528
Lot
Year built
1991
Type
Single Family
Days on market
6
Style
Ranch
Heating
Propane
Cooling
Ceiling Fan(s), Window Unit(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,376/ month

Principal & interest
$1,158
Property tax (~1.05%)
$163
Homeowners insurance
$54
HOA dues

Down payment

$9,350 down · $177,650 financed

Income to qualify (28% rule)

~$58,985 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.