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John KurtzCharlotte · NC

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Morganton · Morganton, NC

3520 Pea Ridge Road

Morganton, NC · 1,404 sqft

$259,900

  • 3Beds
  • 2Baths
  • 1,404SqFt
  • 2020Year
  • 4Days on market

About this home

Welcome to this inviting 2020 doublewide manufactured home situated on a beautiful 1.05-acre scenic lot just minutes from the outdoor recreation of Pisgah National Forest and Lake James. Relax and enjoy the peaceful surroundings from the impressive 50-foot covered rocking chair front porch.

This beautiful home features 3 Bedrooms and 2 Full Bathrooms with an open and functional layout perfect for everyday living and entertaining. The cozy Living Room offers both a woodburning stove and decorative electric fireplace for added charm and comfort. The bright kitchen features white cabinetry, elegant black appliances, and island seating area. A separate den or formal dining room provides additional flexible living space.

The large Primary Suite includes a walk-in closet and spa-like bathroom with double vanity sinks and an oversized walk-in shower. Outdoor amenities include a 20x24 workshop/garage, additional outbuilding, decorative gazebo, lighthouse, faux wellhouse, and paved driveway.

Utilities include City of Morganton water, septic system, REA electric, and Spectrum internet, television, and phone availability. Ask your lender about conventional financing options for manufactured homes.

Property details

Beds
3
Baths
2
SqFt
1,404
Lot
Year built
2020
Type
Single Family
Days on market
4
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl
View
Long Range

Features

  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,912/ month

Principal & interest
$1,609
Property tax (~1.05%)
$227
Homeowners insurance
$75
HOA dues

Down payment

$12,995 down · $246,905 financed

Income to qualify (28% rule)

~$81,979 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.