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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

3522 Carmel Road

Charlotte, NC · 5,005 sqft

$1,665,000

Reduced from $1,695,000

  • 5Beds
  • 5.5Baths
  • 5,005SqFt
  • 2012Year
  • 71Days on market

About this home

Experience luxury and rare versatility in this 5,000+ sq. ft. dual primary residence, ideally minutes from SouthPark’s premier shopping, dining, and everyday conveniences. This thoughtfully designed home balances expansive living with flexible spaces that adapt effortlessly to every stage of life. At the center of the home, an oversized chef’s kitchen anchors daily living and entertaining alike, featuring a massive social island and seamless flow into light-filled living areas. The open layout is complemented by integrated AV and built-in speakers throughout, creating an ideal backdrop for both quiet evenings and lively gatherings. With 5 bedrooms and 5 1/2 — including two true primary suites — the floor plan offers exceptional flexibility. The upstairs primary retreat features his-and-hers walk-in closets with custom built-ins, while secondary bedrooms are equally well-appointed with thoughtfully designed storage. The main-level primary suite provides unmatched adaptability, currently configured as a media and bonus space complete with wet bar, projection screen, and private screened porch. Additional living spaces include a dedicated main-level office, a generous upstairs bonus room, and a separate flex room perfect for a second office, playroom, or fitness space. Laundry rooms on both levels add everyday convenience. Recent updates provide peace of mind, including plumbing updates(2025), fresh interior paint (2025), and a newly replaced HVAC system (2024) and custom outdoor living additions. Outdoor living truly sets this home apart. Surrounded by mature trees, the private backyard oasis features an expansive Trex deck with both gas and charcoal grills beneath a custom covered pergola, plus a dedicated fire pit area — perfect for entertaining year-round. Storage is effortless with a 3 car garage split into an oversized two-car garage and an additional separate one-car garage that opens to both the driveway and back deck. A rare opportunity in one of Charlotte’s most sought-after corridors, this is a home that offers space, flexibility, and lifestyle — today and for years to come.

Property details

Beds
5
Baths
5.5
SqFt
5,005
Lot
Year built
2012
Type
Single Family
Days on market
71
Garage
3
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric, Gas
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$12,254/ month

Principal & interest
$10,311
Property tax (~1.05%)
$1,456
Homeowners insurance
$485
HOA dues

Down payment

$83,250 down · $1,581,750 financed

Income to qualify (28% rule)

~$525,186 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.